tag:blogger.com,1999:blog-26887001370530662792024-03-21T14:38:42.162-07:00Bandung Property Investment A place to learn about property business in Bandung and other places in the Asia Pasific
Unknownnoreply@blogger.comBlogger33125tag:blogger.com,1999:blog-2688700137053066279.post-1207669449947378092023-05-13T17:55:00.003-07:002023-05-13T17:55:37.400-07:00Why buying land and building your property is cheaper than buying one<p> In developing countries like Indonesia, it is better and cheaper to buy land and build property then buy from a developer and lend from a bank.Al though debateble here are the arguments.</p><p>Buying land and building your own property can be a cost-effective option for homeowners. While many people assume that buying an existing property is the more affordable option, the reality is that building a new property can save you money in the long run. In this article, we'll explore the reasons why buying land and building your own property is cheaper than buying an existing property.</p><p><b>Customization:</b></p><p>One of the primary advantages of building your own property is the ability to customize it to your needs and preferences. When you buy an existing property, you may need to spend money on renovations or upgrades to make it fit your lifestyle. With a new build, you can design the property to your exact specifications, which can save you money on renovations down the line.</p><p><b>Energy Efficiency:</b></p><p>New homes are generally more energy-efficient than older homes. When you build your own property, you can incorporate energy-efficient features such as solar panels, high-efficiency HVAC systems, and insulated windows. These features can help you save money on your energy bills in the long run.</p><p><b>Lower Maintenance Costs:</b></p><p>Older homes require more maintenance and repairs than newer homes. When you build your own property, you can incorporate modern building materials and technologies that require less maintenance. This can save you money on repair costs and help you avoid costly renovations in the future.</p><p><b>Lower Property Taxes:</b></p><p>Newly built properties are often assessed at a lower value than older properties, which can result in lower property taxes. Additionally, if you incorporate energy-efficient features into your new build, you may be eligible for tax incentives or rebates that can further reduce your property taxes.</p><p><b>No Hidden Costs:</b></p><p>When you buy an existing property, there may be hidden costs that you're not aware of. For example, you may need to pay for a new roof or HVAC system shortly after moving in. With a new build, you'll know exactly what you're getting, and there are no hidden costs that can surprise you down the line.</p><p><b>Better Financing Options:</b></p><p>Building your own property may offer better financing options than buying an existing property. For example, construction loans may offer lower interest rates and longer repayment terms than traditional mortgages. Additionally, some lenders may be more willing to work with you if you're building your own property, as they can be more confident in the value of a new build.</p><p>In conclusion, building your own property can be a cost-effective option for homeowners. By customizing the property to your needs, incorporating energy-efficient features, reducing maintenance costs, lowering property taxes, avoiding hidden costs, and securing better financing options, you can save money in the long run. While building a new property requires more upfront costs, the savings you'll see over time can make it a more affordable option than buying an existing property.</p><div><br /></div>Unknownnoreply@blogger.com0tag:blogger.com,1999:blog-2688700137053066279.post-14814503979643223902023-05-13T17:44:00.001-07:002023-05-13T17:44:04.711-07:00How to Prepare for A Foreclosure <p>A recent viral news , <a href="https://nypost.com/2023/05/05/beloved-tiktok-dad-bobby-moody-dead-at-46/" target="_blank">a father of three commited suiced amid his financial problems</a>. What precisely happen was 2 days before his suicide his house was in <b>forclosure</b>. Personal financial knowledge isn't taught at schools so many people had to learn it by experience the hard way. One of them are regretful property investment choices they made in the past. </p><p><b>So what is forclosure?</b></p><p>Foreclosure can be a stressful and challenging process for homeowners. It's a legal process that occurs when a homeowner is unable to make their mortgage payments, and the lender repossesses their property. While facing foreclosure can be overwhelming, there are steps homeowners can take to prepare themselves and minimize the impact of this process. In this article, we'll discuss how to prepare for a foreclosure and what steps you can take to minimize its effects.</p><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhS0nu-5bOzH8UeZ5y4qeMBD9DnmMLaEK5N0GgZM-Dqbaqit1m2JA7VQ1uv9aNVAHyUTd3nv0bEu5MFv_f0CKXaWDEpW5ZaJPFCZ6v7yBxBzwaRsmpLaQhIHJyypXLM3nh6s65pABqBFPPIq-xzsaVKwS5kUppIjaFKEV8cUflDP50EII_2V6etEx8vng/s704/foreclosure.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="461" data-original-width="704" height="263" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhS0nu-5bOzH8UeZ5y4qeMBD9DnmMLaEK5N0GgZM-Dqbaqit1m2JA7VQ1uv9aNVAHyUTd3nv0bEu5MFv_f0CKXaWDEpW5ZaJPFCZ6v7yBxBzwaRsmpLaQhIHJyypXLM3nh6s65pABqBFPPIq-xzsaVKwS5kUppIjaFKEV8cUflDP50EII_2V6etEx8vng/w400-h263/foreclosure.jpg" width="400" /></a></div><br /><p><br /></p><p><b>Understand the foreclosure process:</b></p><p>The first step in preparing for a foreclosure is to understand the process. Foreclosure laws vary from state to state, so it's essential to research the laws in your area. You should also reach out to your lender and ask them about their specific foreclosure process. Understanding the process will help you know what to expect and give you time to prepare.</p><p><b>Communicate with your lender:</b></p><p>Communication with your lender is crucial in preparing for a foreclosure. If you're having trouble making your mortgage payments, reach out to your lender and let them know. They may be able to work with you on a solution that can help you avoid foreclosure. For example, they may offer a loan modification or a forbearance plan.</p><p><b>Explore your options:</b></p><p>There are several options available to homeowners facing foreclosure. Some of these options include loan modifications, forbearance plans, short sales, and deeds in lieu of foreclosure. Each of these options has its advantages and disadvantages, so it's essential to explore them all and determine which one is the best fit for your situation.</p><p><b>Seek legal assistance:</b></p><p>Foreclosure is a legal process, and it's important to seek legal assistance if you're facing foreclosure. A foreclosure attorney can help you understand your rights and options and can also negotiate with your lender on your behalf. They can also advise you on the best course of action to take.</p><p><b>Prepare financially:</b></p><p>Foreclosure can have a significant impact on your credit score and financial situation. It's important to prepare financially and have a plan in place to minimize the impact. You should consider creating a budget, cutting unnecessary expenses, and exploring other sources of income.</p><p><b>Plan for relocation:</b></p><p>If foreclosure is unavoidable, it's important to plan for relocation. You should start looking for a new place to live and consider the costs associated with moving. You may also need to consider selling some of your possessions or downsizing your living situation.</p><p>Foreclosure can be a challenging process, but there are steps homeowners can take to prepare themselves and minimize the impact. By understanding the foreclosure process, communicating with your lender, exploring your options, seeking legal assistance, preparing financially, and planning for relocation, you can make the best of a difficult situation. Remember, the most important thing is to stay positive and stay focused on finding a solution that works for you.</p>Unknownnoreply@blogger.com0tag:blogger.com,1999:blog-2688700137053066279.post-16290430422622219262023-05-13T16:47:00.003-07:002023-05-13T16:49:03.909-07:00LAST WARNING, WE'RE HEADING FOR A CRISIS. SELL YOUR PROPERTY NOW !<p style="text-align: justify;"><span style="font-family: helvetica;"> If you own a property or properties in the US, you must know that a housing crisis is dead ahead. In the <a href="https://www.nytimes.com/2022/11/04/realestate/housing-market-interest-rates.html" target="_blank">NYTimes article</a> the housing market will go low as 20-30%. </span></p><p style="text-align: justify;"><span style="font-family: helvetica;">Although the market is tough these days but selling your property now and flip it into cash is the best, unregretful thing you can do now.</span></p><p style="text-align: justify;"><span style="font-family: helvetica;">Even for borrowers using property , according to CBSNews its time to <a href="https://www.cbsnews.com/news/why-you-should-use-your-home-equity-before-home-prices-drop/" target="_blank">use your home equity now</a> then later because it will be useless, low valued by the banks. But becarefull of the interest rates, because in a crisis it will increase.</span></p><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjLsD2SgztLiSy4k7wP7VzZrIIxAIKvkgLqf2srEZ4EIHs3Nv4N7bHQzCHhrbNTF236vDupEn0e9UYkP9BS1nIXxKPwB6ERSnEbb4wpuPOTJuwt3ZN4uCQxZLji5Bt8g7fsBTiyXqRYm5WZ73jRFYVarFcyAy-O2VIOqOKPuXpj3y4ibWss1l_xYO-DAA/s5328/pexels-stas-knop-1209521.jpg" style="margin-left: 1em; margin-right: 1em;"><span style="font-family: helvetica;"><img border="0" data-original-height="3552" data-original-width="5328" height="266" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjLsD2SgztLiSy4k7wP7VzZrIIxAIKvkgLqf2srEZ4EIHs3Nv4N7bHQzCHhrbNTF236vDupEn0e9UYkP9BS1nIXxKPwB6ERSnEbb4wpuPOTJuwt3ZN4uCQxZLji5Bt8g7fsBTiyXqRYm5WZ73jRFYVarFcyAy-O2VIOqOKPuXpj3y4ibWss1l_xYO-DAA/w400-h266/pexels-stas-knop-1209521.jpg" width="400" /></span></a></div><span style="font-family: helvetica;"><div style="text-align: justify;"><br /></div></span><p style="text-align: justify;"><span style="font-family: helvetica;"><br /></span></p><p style="text-align: justify;"><span style="font-family: helvetica;">Selling a property can be a stressful experience, especially when you need to sell it quickly. Whether you are facing financial difficulties, relocating to a new area, or simply want to cash in on your investment, there are several steps you can take to sell your property quickly. In this article, we will discuss some effective tips for selling your property as quickly as possible.</span></p><p style="text-align: justify;"><b><span style="font-family: helvetica;">Price Your Property Competitively</span></b></p><p style="text-align: justify;"><span style="font-family: helvetica;">One of the most important factors in selling a property quickly is pricing it competitively. Your property should be priced in line with similar properties in your area, and it should not be overpriced. If you price your property too high, potential buyers may overlook it, and it may take longer to sell. On the other hand, if you price your property too low, you may end up losing money.</span></p><p style="text-align: justify;"><b><span style="font-family: helvetica;">Enhance Your Property's Curb Appeal</span></b></p><p style="text-align: justify;"><span style="font-family: helvetica;">The first impression that potential buyers have of your property is critical. If your property does not look attractive from the outside, potential buyers may not want to take a closer look. Enhancing your property's curb appeal is an effective way to make it more appealing to potential buyers. This can include cleaning up the landscaping, painting the front door, and making any necessary repairs to the exterior.</span></p><p style="text-align: justify;"><b><span style="font-family: helvetica;">Make Necessary Repairs and Improvements</span></b></p><p style="text-align: justify;"><span style="font-family: helvetica;">Before putting your property on the market, it's essential to make any necessary repairs and improvements. This includes fixing any plumbing or electrical issues, repairing any structural damage, and making any cosmetic improvements, such as painting or replacing flooring. A well-maintained property will be more appealing to potential buyers, and it may sell more quickly.</span></p><p style="text-align: justify;"><b><span style="font-family: helvetica;">Stage Your Property</span></b></p><p style="text-align: justify;"><span style="font-family: helvetica;">Staging your property can also help it sell more quickly. This involves arranging furniture and decor in a way that showcases the property's best features and makes it more appealing to potential buyers. You can hire a professional stager or do it yourself by decluttering and depersonalizing the space.</span></p><p style="text-align: justify;"><b><span style="font-family: helvetica;">Hire a Real Estate Agent</span></b></p><p style="text-align: justify;"><span style="font-family: helvetica;">Working with a real estate agent can also help you sell your property more quickly. A knowledgeable and experienced agent can help you price your property correctly, market it effectively, and negotiate with potential buyers. They can also handle the paperwork and other details of the transaction, which can be time-consuming and stressful.</span></p><p style="text-align: justify;"><b><span style="font-family: helvetica;">Market Your Property Effectively</span></b></p><p style="text-align: justify;"><span style="font-family: helvetica;">Effective marketing is key to selling your property quickly. Your agent can help you create a marketing plan that includes listing your property on multiple websites, using social media to reach potential buyers, and hosting open houses and other events. The more exposure your property gets, the more likely it is to sell quickly.</span></p><p style="text-align: justify;"><b><span style="font-family: helvetica;">Be Flexible and Responsive</span></b></p><p style="text-align: justify;"><span style="font-family: helvetica;">Finally, it's essential to be flexible and responsive when selling your property. This means being available for showings, responding quickly to inquiries from potential buyers, and being willing to negotiate on price and other terms. The more accommodating you are, the more likely you are to sell your property quickly.</span></p><p style="text-align: justify;"><span style="font-family: helvetica;">In conclusion, selling a property quickly requires a combination of pricing it competitively, enhancing its curb appeal, making necessary repairs and improvements, staging it effectively, working with a real estate agent, marketing it effectively, and being flexible and responsive. By following these tips, you can increase your chances of selling your property quickly and with minimal stress.</span></p><p style="text-align: justify;"><span style="font-family: helvetica;"><br /></span></p><p style="text-align: justify;"><span style="font-family: helvetica;"><br /></span></p><p style="text-align: justify;"><span style="font-family: helvetica;"><br /></span></p><p style="text-align: justify;"><span style="font-family: helvetica;"><br /></span></p><p style="text-align: justify;"><br /></p>Unknownnoreply@blogger.com0tag:blogger.com,1999:blog-2688700137053066279.post-47722851270825284352023-04-09T15:34:00.004-07:002023-04-09T15:34:58.814-07:00How to prepare for a housing Market Crash<p style="text-align: justify;"><span style="font-family: trebuchet; font-size: medium;">Looks like the property especially housing market crash indicators are getting more clear everyday. Deep impact of the crash will be felt by those dealing with real estate. When a crash happens, you'd wish you didn't take any real estate loans, sold your property earlier, and other plenty of wishes such as managed your finances while things are still normal.</span></p><p style="text-align: justify;"><span style="font-family: trebuchet; font-size: medium;">The housing market is one of the most important sectors of any economy, and a crash can have devastating effects on homeowners, real estate investors, and the economy as a whole. While no one can predict the timing or severity of a housing market crash, it's important to be prepared in case one does occur. </span></p><p style="text-align: justify;"></p><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiMVnKmKZtnEwmYj3-AmKKc7KrehXhjRLwrsQg5lj5hyovXcYSfkrQuI45iGS7vNYowSe37yhPedmVhVsywNoHIcPFXetEJS1dY46goN6ALVEAv62dPF8SPZjjY1huicbtY84OBQYEaLRl2djVAdGEehQ3Y6jxQdkh7unSSzyUzgbHL6Cybqny2Q8awbA/s697/freepic.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="483" data-original-width="697" height="278" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiMVnKmKZtnEwmYj3-AmKKc7KrehXhjRLwrsQg5lj5hyovXcYSfkrQuI45iGS7vNYowSe37yhPedmVhVsywNoHIcPFXetEJS1dY46goN6ALVEAv62dPF8SPZjjY1huicbtY84OBQYEaLRl2djVAdGEehQ3Y6jxQdkh7unSSzyUzgbHL6Cybqny2Q8awbA/w400-h278/freepic.jpg" width="400" /></a></div><br /><span style="font-family: trebuchet; font-size: large;"><br /></span><p></p><p style="text-align: justify;"><span style="font-family: trebuchet; font-size: large;">Here are some tips on how to prepare for a housing market crash.</span></p><p style="text-align: justify;"><b><span style="font-family: trebuchet; font-size: medium;">Build up your emergency fund</span></b></p><p style="text-align: justify;"><span style="font-family: trebuchet; font-size: medium;">Having a healthy emergency fund is always important, but it becomes even more crucial during a housing market crash. If you lose your job or your home value plummets, having a financial safety net can help you weather the storm. Aim to save three to six months' worth of living expenses in an easily accessible savings account.</span></p><p style="text-align: justify;"><b><span style="font-family: trebuchet; font-size: medium;">Pay down debt</span></b></p><p style="text-align: justify;"><span style="font-family: trebuchet; font-size: medium;">When the housing market crashes, credit can become tight and interest rates can rise. To avoid being caught in a debt trap, pay down high-interest debt as much as possible before a crash occurs.</span></p><p style="text-align: justify;"><b><span style="font-family: trebuchet; font-size: medium;">Don't stretch your budget</span></b></p><p style="text-align: justify;"><span style="font-family: trebuchet; font-size: medium;">When the housing market is booming, it's tempting to stretch your budget to buy a bigger or nicer home than you can really afford. But when the market crashes, you could find yourself underwater on your mortgage, owing more than your home is worth. To avoid this, only buy a home that you can comfortably afford with a fixed-rate mortgage.</span></p><p style="text-align: justify;"><b><span style="font-family: trebuchet; font-size: medium;">Diversify your investments</span></b></p><p style="text-align: justify;"><span style="font-family: trebuchet; font-size: medium;">If you're heavily invested in real estate, a housing market crash could wipe out a significant portion of your net worth. Diversify your investments across different asset classes, such as stocks, bonds, and commodities. This will help protect your portfolio from a housing market crash.</span></p><p style="text-align: justify;"><b><span style="font-family: trebuchet; font-size: medium;">Be prepared to sell or rent your property</span></b></p><p style="text-align: justify;"><span style="font-family: trebuchet; font-size: medium;">If you own a home or investment property, be prepared to sell or rent it out if the market turns south. Having a contingency plan in place can help you avoid financial disaster.</span></p><p style="text-align: justify;"><b><span style="font-family: trebuchet; font-size: medium;">Keep an eye on the market</span></b></p><p style="text-align: justify;"><span style="font-family: trebuchet; font-size: medium;">While no one can predict the future, it's important to stay informed about trends in the housing market. Keep an eye on housing prices, mortgage rates, and economic indicators that could signal a downturn. If you see warning signs, be prepared to act quickly.</span></p><p style="text-align: justify;"><span style="font-family: trebuchet; font-size: medium;">In summary, preparing for a housing market crash involves building up your emergency fund, paying down debt, not stretching your budget, diversifying your investments, being prepared to sell or rent your property, and keeping an eye on the market. While these steps won't guarantee that you'll be immune to the effects of a housing market crash, they can help you minimize the damage and come out on top in the long run.</span></p><p style="text-align: justify;"><br /></p>Unknownnoreply@blogger.com0tag:blogger.com,1999:blog-2688700137053066279.post-50080561281402025972023-04-08T16:04:00.001-07:002023-04-08T16:15:08.693-07:00This Isn't Good. Morgan Stanley projects Commercial Real Estate is headed for a Crisis worse than 2008.<p>Here we go again. Fasten your seatbelts and get prepared. The economic crises is already in the coastal seas near and heading for landfall and things will get tough. No time to regret about the morgage you took years ago when interest rates will hike beyond imaginative dreams. Middle middle will become middle low which actually translates : poor American houshold group, stuck in debt, jobless cause of AI , no working government policies and other nowadays challenges.</p><p>This article by Morgan Stanley is that LEADING INDICATOR, that things will get bad to worse. Their analyst looks at numbers for their entire life. And confirmed by other experts like Robert Kyosaki. This article is close to a PREDICTION TO WHAT WILL HAPPEN IN THE FUTURE.</p><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhQuaMnkYX1u7SPDsgCYGqGaVTHs-snjUR5ew8SbtOaq3TqH--6zC6yH0YeOnmt4e8Ksoo0h4IkDAr4gFiMZkLiH5LPZatpM1AqGMJokCbGwCNLSEmir_28ldMyY79f5vLgTtfY8uGC0KmYPupdnhKrxgnKhDtvsediqHk-5YgdBoKR7obrfsRzR_IKgA/s1252/morganstanley.jpg" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="728" data-original-width="1252" height="233" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhQuaMnkYX1u7SPDsgCYGqGaVTHs-snjUR5ew8SbtOaq3TqH--6zC6yH0YeOnmt4e8Ksoo0h4IkDAr4gFiMZkLiH5LPZatpM1AqGMJokCbGwCNLSEmir_28ldMyY79f5vLgTtfY8uGC0KmYPupdnhKrxgnKhDtvsediqHk-5YgdBoKR7obrfsRzR_IKgA/w400-h233/morganstanley.jpg" width="400" /></a></div><br /><p>In February, a PIMCO-owned office landlord defaulted on an adjustable rate mortgage on seven office buildings in California, big apple and New Jersey whilst monthly payments rose because of high interest charges.</p><p>Brookfield, the largest workplace proprietor in downtown los angeles, that month selected to default on loans on buildings in preference to refinance the debt due to susceptible call for for office space.</p><p>They are a bellwether for what's possibly to return, as extra than 1/2 of the $2.Nine trillion in business mortgages might be up for refinancing in the next couple of years, in line with Morgan Stanley.</p><p>“Even if current rates stay where they are, new lending rates are likely to be 3.5 to 4.5 percentage points higher than they are for many of CRE’s existing mortgages,” wrote Morgan Stanley Chief Investment Officer Lisa Shalett, in a recent report.</p><p>Even before the fall apart of Silicon Valley bank and Signature financial institution in March, the commercial actual estate marketplace became handling a number of demanding situations along with dwindling call for for workplace space added on faraway paintings, extended preservation expenses and hiking interest prices.</p><p>With small- and medium-length banks accounting for 80% of industrial real estate lending, the situation may quickly get worse, says professionals.</p><p>Business belongings fees should fall as plenty as 40% “rivaling the decline throughout the 2008 monetary crisis,” forecast Morgan Stanley analysts.</p><p>“These kinds of challenges can hurt not only the real estate industry, but also entire business communities related to it,” says Shalett.</p><p><b>Are all commercial real estate in trouble?</b></p><p>Business actual property consists of office homes, purchasing centers, multi-circle of relatives residences, hotels and data centers.</p><p>Commercial real estate includes office buildings, shopping centers, multi-family apartments, hotels and data centers.</p><p>“It’s a wide bucket of assets,” says Mark Grinis, EY Americas Real Estate, Hospitality & Construction leader. “If you go to our data centers or in our industrial buildings that are powering e-commerce, they're doing quite well. If you go into the multi-family business, rents maybe softening a little bit, but there's still an undersupply of housing. The elephant in the room is office space, that’s going through a transformative shift.”</p><p>When it comes to office loans, since 2021, 44% more by volume were in delinquency and 55% more were in special servicing, according to Trepp, a provider of data and insights on commercial real estate.</p><p>"Storm clouds are absolutely building," says Grinis.</p><p><b>Private equity to the rescue of office homes?</b></p><p>In the brief term, poorly dependent, capitalized and financed homes are in all likelihood both go through a few form of exchange of ownership or undergo foreclosure, says Grinis.</p><p>“you are gonna see some eggs damaged as these things (mortgages) mature and come due,” says Grinis. “and that they either must find someone that'll deliver them additional fairness capital, they have to get their lender to be flexible or it'll move back to the financial institution.”</p><p>When the rate is right, assume personal capital to step in.</p><p>“It’s a publicly traded security and plenty of people are looking at some of these workplace stocks and saying, ‘God, those are a quite bargain,” so non-public equity will, in some unspecified time in the future while the fee is right, be there.”</p><p><b>Angle from a real estate firm</b></p><p>Kip Sowden, CEO of Dallas-based totally RREAF Holdings, a non-public actual property investment company with $5 billion in property under management, says he’s visible business reduce due to tighter lending necessities.</p><p>The organisation, which operates in 14 states, develops multi-family dwellings, beachfront resorts, big residential groups, extended stay hotels and is in the procedure of growing RV parks. </p><p>In 2022, the corporation handed $1.Five billion in deal volume, up from $1.Three billion in 2021, he said. </p><p> “And in 2023, we suppose the ones numbers will likely be reduce in half because of higher hobby charges and simply contraction in the quantity of offers monetary establishments will appearance to fund.”</p><p>Sowden, who borrows from nearby banks, says underwriting requirements have emerge as very stringent.</p><p>“ a lot greater fairness is necessary to transact than before,” he said. </p><p><b>Workplace-to-residential conversions are pinnacle of mind</b></p><p>Office –to–residential conversions had been a hot topic of dialogue ever for the reason that pandemic emptied out office buildings.</p><p>Country and local officials can assist developers caught with languishing homes at the same time as addressing low priced housing challenges in towns by using fast-monitoring zoning changes required for these conversions, say experts.</p><p>“Cities like New York and San Francisco are jewels of urban landscape and nobody benefits when these urban centers suffer,” says Grinis. "And so, there's a call to action with respect to governments, private capital and then to maybe to some extent, regulators and legislators to ensure that the vibrancy of cities continue.”</p><div><br /></div><div>Original Article :</div><div><a href=" https://www.usatoday.com/story/money/personalfinance/real-estate/2023/04/07/commercial-real-estate-price-drop-morgan-stanley-report/11620997002/" rel="nofollow" target="_blank">Commercial real estate is headed for a crisis worse than 2008, Morgan Stanley analysts say</a></div><p><br /></p>Unknownnoreply@blogger.com0tag:blogger.com,1999:blog-2688700137053066279.post-16641278966586406372023-04-07T15:52:00.002-07:002023-04-07T15:52:24.688-07:00The Pros and Cons of Buying a Home During a Seller's Market<p style="text-align: justify;"><span style="font-family: verdana; font-size: medium;">The real estate market is constantly changing, and right now, we are in what is known as a seller's market. This means that there are more buyers than there are homes for sale, which can make it more challenging for those looking to purchase a home. In this article, we will explore the pros and cons of buying a home during a seller's market to help you make an informed decision.</span></p><p style="text-align: justify;"><b><span style="font-family: verdana; font-size: medium;">Pros of Buying a Home During a Seller's Market:</span></b></p><p></p><ul style="text-align: left;"><li style="text-align: justify;"><span style="font-family: verdana; font-size: medium;"><b>Higher chances of finding your dream home</b>: During a seller's market, homes are in high demand and can sell quickly. However, if you are able to find the right home and act quickly, you may have a better chance of securing your dream home.</span></li><li style="text-align: justify;"><span style="font-family: verdana; font-size: medium;"><b>Potentially less competition</b>: While it may seem counterintuitive, a seller's market can sometimes mean less competition for certain types of homes or in certain areas. Some buyers may be discouraged by the higher prices or fast-paced market, leaving fewer buyers in the pool.</span></li><li style="text-align: justify;"><span style="font-family: verdana; font-size: medium;"><b>Possible price appreciation</b>: In a seller's market, home prices may appreciate more quickly, potentially leading to a higher return on investment if you choose to sell in the future.</span></li><li style="text-align: justify;"><span style="font-family: verdana; font-size: medium;"><b>Stronger negotiating power</b>: While it may seem like sellers have all the power during a seller's market, buyers can still negotiate. If you have your finances in order and can make a quick offer, sellers may be more willing to work with you.</span></li></ul><p></p><p style="text-align: justify;"><b></b></p><div class="separator" style="clear: both; text-align: center;"><b><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEi_2XoYyLuG4Q4WBHFTElS9Fc7amH7Z5eE1BXc5tSxMTMN8WqTrL_ev5wr7OMPTzP4ySIhv0bDeJcfYwdVTT379mV_pcBeQRwW47tc6ckL4NjvdV3STTdF5r1gWAyU2RBQ7cgDGDWRovtIuTzXZm8yHk4s4WvuKGLUqD2SDvQjffxHWSSDnF8LOOCoKhw/s4032/pexels-willian-justen-de-vasconcellos-16116224.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="2389" data-original-width="4032" height="238" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEi_2XoYyLuG4Q4WBHFTElS9Fc7amH7Z5eE1BXc5tSxMTMN8WqTrL_ev5wr7OMPTzP4ySIhv0bDeJcfYwdVTT379mV_pcBeQRwW47tc6ckL4NjvdV3STTdF5r1gWAyU2RBQ7cgDGDWRovtIuTzXZm8yHk4s4WvuKGLUqD2SDvQjffxHWSSDnF8LOOCoKhw/w400-h238/pexels-willian-justen-de-vasconcellos-16116224.jpg" width="400" /></a></b></div><b><br /><span style="font-family: verdana; font-size: medium;"><br /></span></b><p></p><p style="text-align: justify;"><b><span style="font-family: verdana; font-size: medium;">Cons of Buying a Home During a Seller's Market:</span></b></p><p></p><ul style="text-align: left;"><li style="text-align: justify;"><span style="font-family: verdana; font-size: medium;"><b>Higher prices</b>: In a seller's market, home prices are typically higher due to the increased demand. This can make it more challenging for buyers to find a home within their budget.</span></li><li style="text-align: justify;"><span style="font-family: verdana; font-size: medium;"><b>Multiple offers</b>: With more buyers competing for fewer homes, multiple offers can be common during a seller's market. This can lead to bidding wars, which can be stressful and may result in paying more than you intended for a home.</span></li><li style="text-align: justify;"><span style="font-family: verdana; font-size: medium;"><b>Limited inventory</b>: In a seller's market, there may be limited inventory, making it more challenging to find the right home in the right location. This can lead to settling for a home that may not meet all of your criteria.</span></li><li style="text-align: justify;"><span style="font-family: verdana; font-size: medium;"><b>Rushed decision making: </b>In a fast-paced market, buyers may feel rushed to make a decision on a home without taking the time to fully evaluate the property and its potential issues.</span></li></ul><p></p><p style="text-align: justify;"><span style="font-family: verdana; font-size: medium;"><br /></span></p><p style="text-align: justify;"><b><span style="font-family: verdana; font-size: medium;">Conclusion:</span></b></p><p style="text-align: justify;"><span style="font-family: verdana; font-size: medium;">Buying a home during a seller's market can be challenging, but it's not impossible. By understanding the pros and cons, you can make an informed decision about whether to enter the market or wait for a more favorable time. If you decide to buy during a seller's market, be prepared to act quickly, have your finances in order, and be willing to negotiate. And remember, finding the right home is more important than timing the market perfectly.</span></p><p style="text-align: justify;"><br /></p>Unknownnoreply@blogger.com0tag:blogger.com,1999:blog-2688700137053066279.post-24872557333609098962023-04-07T15:46:00.002-07:002023-04-07T15:46:17.018-07:00What the Rise in Interest Rates Means for the Housing Market and its impact to the Young<p style="text-align: justify;"><span style="font-family: verdana; font-size: medium;"> The housing market has been hot in recent years, with low-interest rates making it more affordable for young people to buy homes. However, with interest rates on the rise, many young people are wondering what this means for the housing market. In this article, we will explore what the rise in interest rates means for the housing market and how it could impact young homebuyers.</span></p><p style="text-align: justify;"><b><span style="font-family: verdana; font-size: medium;">What are interest rates?</span></b></p><p style="text-align: justify;"><span style="font-family: verdana; font-size: medium;">Interest rates refer to the amount of money that borrowers pay lenders for borrowing money. In the housing market, interest rates typically refer to the interest rate on a mortgage loan. A higher interest rate means that borrowers will pay more money over the life of the loan.</span></p><p style="text-align: justify;"><b><span style="font-family: verdana; font-size: medium;">Why are interest rates rising?</span></b></p><p style="text-align: justify;"><span style="font-family: verdana; font-size: medium;">Interest rates are rising because of several factors, including inflation concerns and a stronger economy. The Federal Reserve has also signaled that it may raise interest rates in the future to combat inflation.</span></p><p style="text-align: justify;"><b><span style="font-family: verdana; font-size: medium;">How does the rise in interest rates impact the housing market?</span></b></p><p style="text-align: justify;"><span style="font-family: verdana; font-size: medium;">The rise in interest rates can impact the housing market in several ways. Here are some potential impacts for young homebuyers:</span></p><p></p><ul style="text-align: left;"><li style="text-align: justify;"><span style="font-family: verdana; font-size: medium;"><b>Higher mortgage payments</b>: As interest rates rise, so will the cost of borrowing money to buy a home. This means that young homebuyers may have to pay higher monthly mortgage payments, which could impact their ability to afford a home.</span></li><li style="text-align: justify;"><span style="font-family: verdana; font-size: medium;"><b>Lower home affordability</b>: With higher mortgage payments, home affordability may decrease, meaning that young homebuyers may not be able to afford as much house as they could when interest rates were lower.</span></li><li style="text-align: justify;"><span style="font-family: verdana; font-size: medium;"><b>Fewer homes on the market</b>: As interest rates rise, some current homeowners may choose not to sell their homes because they don't want to give up their low-interest rate mortgages. This could lead to fewer homes on the market, making it harder for young homebuyers to find the right home.</span></li><li style="text-align: justify;"><span style="font-family: verdana; font-size: medium;"><b>Slower price growth</b>: Higher interest rates could lead to slower price growth in the housing market, which could be a good thing for young homebuyers who have been struggling with rising home prices in recent years.</span></li></ul><p></p><p style="text-align: justify;"><b><span style="font-family: verdana; font-size: medium;">What can young homebuyers do in a rising interest rate environment?</span></b></p><p style="text-align: justify;"><b><span style="font-family: verdana; font-size: medium;"><br /></span></b></p><p style="text-align: justify;"><b></b></p><div class="separator" style="clear: both; text-align: center;"><b><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiCV_NJmsnQ-kRhkUPCCNwX93NriWsOqm6lHBVXjV6TMLfu4AFUNYBPXW0SfQXKgcvrCZXr-15vOOevINiU6HrXtBd62T6chpSKozxty6UMruAtPSwo1ojSfo6mrWsdKZ59ojIAX_pPkOi5XO_8mTyknnqH9SFEptyYEpXAyULqWk5BhnXlv_YjFDPErw/s2771/pexels-eziz-charyyev-1475938.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="1847" data-original-width="2771" height="266" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiCV_NJmsnQ-kRhkUPCCNwX93NriWsOqm6lHBVXjV6TMLfu4AFUNYBPXW0SfQXKgcvrCZXr-15vOOevINiU6HrXtBd62T6chpSKozxty6UMruAtPSwo1ojSfo6mrWsdKZ59ojIAX_pPkOi5XO_8mTyknnqH9SFEptyYEpXAyULqWk5BhnXlv_YjFDPErw/w400-h266/pexels-eziz-charyyev-1475938.jpg" width="400" /></a></b></div><b><br /><span style="font-family: verdana; font-size: medium;"><br /></span></b><p></p><p style="text-align: justify;"><span style="font-family: verdana; font-size: medium;">Here are some tips for young homebuyers who are looking to buy a home in a rising interest rate environment:</span></p><p></p><ul style="text-align: left;"><li style="text-align: justify;"><span style="font-family: verdana; font-size: medium;"><b>Get pre-approved for a mortgage</b>: Getting pre-approved for a mortgage can give young homebuyers a better idea of how much they can afford to spend on a home, and it can also give them an advantage in a competitive housing market.</span></li><li style="text-align: justify;"><span style="font-family: verdana; font-size: medium;"><b>Consider a shorter loan term</b>: Shorter loan terms, such as 15-year mortgages, typically come with lower interest rates than longer loan terms. This could help young homebuyers save money on interest over the life of the loan.</span></li><li style="text-align: justify;"><span style="font-family: verdana; font-size: medium;"><b>Save for a larger down payment</b>: A larger down payment can help young homebuyers secure a lower interest rate and make their mortgage payments more affordable.</span></li><li style="text-align: justify;"><span style="font-family: verdana; font-size: medium;"><b>Be patient</b>: In a rising interest rate environment, it may be harder to find the right home at the right price. Young homebuyers should be patient and not rush into a home purchase that they may not be able to afford over the long term.</span></li></ul><p></p><p style="text-align: justify;"><span style="font-family: verdana; font-size: medium;">In conclusion, the rise in interest rates can impact the housing market in several ways, including higher mortgage payments, lower home affordability, and fewer homes on the market. However, young homebuyers can take steps to mitigate the impact of rising interest rates, such as getting pre-approved for a mortgage, considering a shorter loan term, saving for a larger down payment, and being patient. By taking these steps, young homebuyers can still achieve their dream of homeownership in a rising interest rate environment.</span></p><div style="text-align: justify;"><br /></div>Unknownnoreply@blogger.com0tag:blogger.com,1999:blog-2688700137053066279.post-61255267208951060992023-04-07T15:41:00.005-07:002023-04-07T15:41:53.983-07:00Why was the Housing Market Booming Despite the Pandemic<p style="text-align: justify;"><span style="font-size: medium;"><br /></span></p><p style="text-align: justify;"><span style="font-size: medium;">Analyzing the past events of the COVID era we see a booming in the real estate industry. How can that be? The COVID-19 pandemic has had a profound impact on virtually every aspect of our lives, including the real estate industry. At the beginning of the pandemic, many predicted that the housing market would suffer a sharp decline. However, the reality has been quite the opposite - the housing market has been booming, even in the midst of the pandemic. In this article, we explore the reasons behind this surprising trend.</span></p><p style="text-align: justify;"><b><span style="font-size: medium;">Low Interest Rates</span></b></p><p style="text-align: justify;"><span style="font-size: medium;">One of the main reasons for the current boom in the housing market is the low interest rates. As a result of the pandemic, the Federal Reserve slashed interest rates to near-zero, which has made borrowing money much cheaper. This has enabled many buyers to afford more expensive homes, which has driven up the prices of properties across the country.</span></p><p style="text-align: justify;"><b></b></p><div class="separator" style="clear: both; text-align: center;"><b><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjI2p9LobFsxsAcZ4hW9zkP4q5R-qsdBkDPMYfOH2imLi7N7cX-rY1z3Eg9uwtOWwMoDaBc3O_R4v4GxS1SkFI1me_GlW2FArcSd5r8QiNYHnsd78MrS4wTWQfgnzJr6Iu_ciyNouE1xEDgFD8_nBuZ1NLtqjS170gSiS-z4Jfatim0AE2mpYHy4yXYGA/s4000/pexels-david-mcbee-1546168.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="2250" data-original-width="4000" height="214" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjI2p9LobFsxsAcZ4hW9zkP4q5R-qsdBkDPMYfOH2imLi7N7cX-rY1z3Eg9uwtOWwMoDaBc3O_R4v4GxS1SkFI1me_GlW2FArcSd5r8QiNYHnsd78MrS4wTWQfgnzJr6Iu_ciyNouE1xEDgFD8_nBuZ1NLtqjS170gSiS-z4Jfatim0AE2mpYHy4yXYGA/w381-h214/pexels-david-mcbee-1546168.jpg" width="381" /></a></b></div><b><br /></b><p></p><p style="text-align: justify;"><b><span style="font-size: medium;">Remote Work</span></b></p><p style="text-align: justify;"><span style="font-size: medium;">The pandemic has forced many companies to adopt remote work policies, which has resulted in people moving to areas outside of major cities in search of more space and affordable homes. With many businesses continuing to offer remote work even after the pandemic, this trend is likely to continue for the foreseeable future, which will help to sustain the housing market.</span></p><p style="text-align: justify;"><b><span style="font-size: medium;">Limited Inventory</span></b></p><p style="text-align: justify;"><span style="font-size: medium;">Another factor contributing to the housing boom is the limited inventory of available homes. This has created a situation where demand far outstrips supply, which has driven up prices. Homeowners who may have otherwise sold their homes have been hesitant to do so during the pandemic, which has resulted in a shortage of homes on the market.</span></p><p style="text-align: justify;"><span style="font-size: medium;"><br /></span></p><p style="text-align: justify;"><span style="font-size: medium;"><br /></span></p><p style="text-align: justify;"><b><span style="font-size: medium;">Government Stimulus</span></b></p><p style="text-align: justify;"><span style="font-size: medium;">The government has also played a role in the current housing market boom. As part of the pandemic relief effort, the government has implemented various measures to help support the housing market, such as mortgage forbearance programs and stimulus checks. These measures have provided much-needed financial relief to many homeowners, which has helped to keep the housing market afloat.</span></p><p style="text-align: justify;"><span style="font-size: medium;"><b>Conclusion</b></span></p><p style="text-align: justify;"><span style="font-size: medium;">Despite the challenges posed by the pandemic, the housing market has managed to thrive. Low interest rates, remote work, limited inventory, and government stimulus have all contributed to this surprising trend. While the long-term effects of the pandemic on the housing market remain to be seen, it is clear that the current boom is likely to continue for the foreseeable future.</span></p>Unknownnoreply@blogger.com0tag:blogger.com,1999:blog-2688700137053066279.post-40148741010919155422023-03-23T00:39:00.001-07:002023-03-23T11:49:32.906-07:00What is the Best Way to Refinance your Property ?<p style="text-align: justify;"><span style="font-family: helvetica;">Refinancing your property can be a great way to save money on your mortgage or to access the equity in your property. Here are some steps you can take to refinance your property:The considerations and steps to achieve that goal are :</span></p><p style="text-align: justify;"><span style="font-family: helvetica;"><br /></span></p><p style="text-align: justify;"><span style="font-family: helvetica;"><b>Assess Your Goals</b>: Determine why you want to refinance your property. Are you trying to lower your monthly mortgage payments, shorten the loan term, or cash out some equity from your property? Understanding your goals will help you choose the right refinancing option.</span></p><p style="text-align: justify;"><span style="font-family: helvetica;"><br /></span></p><p style="text-align: justify;"><span style="font-family: helvetica;"><b>Check Your Credit Score:</b> Your credit score will play a significant role in your refinancing options and interest rates. Check your credit score and report and take steps to improve your credit score if necessary.</span></p><p style="text-align: justify;"></p><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhwMpt-GOHYhOMEfHIxVBrmZMov1pc1a6bxk2YhNnlJXtXWaKGk20rCLxRoKb8jV3MBxfzWi05pkkLClxpFw26iNdZntlYbiUeC5-wwJ7R02E5KdbthEfLJS67IFN6cf4Iz-PmDUjVoMxLVEX88jeASCExWfBG0TPnnZ0MI7hxqpypV2E7Fr-YWh8bfwQ/s6206/refinance_pexe;.jpg" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="4137" data-original-width="6206" height="266" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhwMpt-GOHYhOMEfHIxVBrmZMov1pc1a6bxk2YhNnlJXtXWaKGk20rCLxRoKb8jV3MBxfzWi05pkkLClxpFw26iNdZntlYbiUeC5-wwJ7R02E5KdbthEfLJS67IFN6cf4Iz-PmDUjVoMxLVEX88jeASCExWfBG0TPnnZ0MI7hxqpypV2E7Fr-YWh8bfwQ/w400-h266/refinance_pexe;.jpg" width="400" /></a></div><br /><span style="font-family: helvetica;"><br /></span><p></p><p style="text-align: justify;"><span style="font-family: helvetica;"><b>Shop Around: </b>Look around for different lenders and compare their refinancing rates, fees, and terms. It's essential to consider all the costs involved in refinancing, including origination fees, appraisal fees, and closing costs.</span></p><p style="text-align: justify;"><span style="font-family: helvetica;"><br /></span></p><p style="text-align: justify;"><span style="font-family: helvetica;"><b>Provide Required Documentation:</b> Once you have selected a lender, you will need to provide documentation such as proof of income, tax returns, bank statements, and other financial records.</span></p><p style="text-align: justify;"><span style="font-family: helvetica;"><br /></span></p><p style="text-align: justify;"><span style="font-family: helvetica;"><b>Get an Appraisal:</b> The lender will require an appraisal of your property to determine its current value. The appraisal will also help the lender decide how much equity you can access through refinancing.</span></p>
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<p style="text-align: justify;"><span style="font-family: helvetica;"><br /></span></p><p style="text-align: justify;"><span style="font-family: helvetica;"><b>Close the Refinance:</b> Once the lender has approved your refinancing application, you will need to sign the loan agreement and pay closing costs. The new loan will replace your old one, and you will start making payments on the new loan.</span></p><p style="text-align: justify;"><span style="font-family: helvetica;"><br /></span></p><p style="text-align: justify;"><span style="font-family: helvetica;">It's essential to consider the potential benefits and drawbacks of refinancing your property before you make a decision. Refinancing can save you money on interest payments, lower your monthly payments, or provide access to equity. However, it may also extend the term of your loan and increase the total interest paid over time.</span></p><p style="text-align: justify;"><span style="font-family: helvetica;">In conclusion, refinancing your property can be a smart financial move if done correctly. Assess your goals, check your credit score, shop around for lenders, provide documentation, get an appraisal, and close the refinancing. By taking these steps, you can refinance your property and enjoy the benefits of a lower interest rate or access to equity.</span></p>Unknownnoreply@blogger.com0tag:blogger.com,1999:blog-2688700137053066279.post-77346339386782407152023-03-23T00:32:00.004-07:002023-03-23T11:48:29.296-07:00What are the characteristics of a good apartement property ?<p><span style="font-family: helvetica; font-size: medium;">Finding an apartment property can be daunting. It can also be your biggest investment mistake that you have done. Therefore very carefull condiderations and thinking it over and over again before you make that action.</span></p><p></p><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjKE7ZElMLKw8hNn-qbUqx-q_ZAHF8qfcnpDkdfMNhK2A71Wj-fx9L4qJ7nPthb4nJDkkyFeVp5eOBJuVZ36PWYlhUeNGyXyKmiV77oBygT8-cQhc8SkNq43aouGHbYBRy2InifWA3pMrMQ3_DSXdciWRcG2ZKahtjblWwfJ_2HpWdsLtKAlXfIGcZQ4A/s6346/apartmentproperty_pexels.jpg" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="6346" data-original-width="4230" height="400" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjKE7ZElMLKw8hNn-qbUqx-q_ZAHF8qfcnpDkdfMNhK2A71Wj-fx9L4qJ7nPthb4nJDkkyFeVp5eOBJuVZ36PWYlhUeNGyXyKmiV77oBygT8-cQhc8SkNq43aouGHbYBRy2InifWA3pMrMQ3_DSXdciWRcG2ZKahtjblWwfJ_2HpWdsLtKAlXfIGcZQ4A/w266-h400/apartmentproperty_pexels.jpg" width="266" /></a></div><span style="font-family: helvetica; font-size: large;"><p><span style="font-family: helvetica; font-size: large;"><br /></span></p>When looking for an apartment property, there are several characteristics to consider. Here are some of the essential features that make a good apartment property:</span><p></p><p></p><ol style="text-align: left;"><li><span style="font-family: helvetica; font-size: medium;"><b>Location</b>: A good apartment property should be situated in a desirable location. It should be easily accessible, close to public transportation, and within proximity to essential amenities like grocery stores, schools, hospitals, and restaurants.</span></li><li><span style="font-family: helvetica; font-size: medium;"><b>Security</b>: Safety is a top priority when looking for a good apartment property. The apartment should have security measures in place, such as CCTV cameras, security personnel, and secure access control systems, to ensure the safety of its residents.</span></li><li><span style="font-family: helvetica; font-size: medium;"><b>Maintenance</b>: The apartment property should be well-maintained, with regular cleaning and upkeep of the common areas. The management should respond promptly to maintenance requests, and the property should be kept in excellent condition.</span></li><li><span style="font-family: helvetica; font-size: medium;"><b>Amenities</b>: A good apartment property should offer amenities that enhance the quality of life of its residents. This may include features like a swimming pool, gym, community center, playground, or pet park.</span></li><li><span style="font-family: helvetica; font-size: medium;"><b>Affordability</b>: The apartment property should offer affordable rents that are in line with the local market rates. The rent should be inclusive of all necessary utilities and services, such as water, electricity, trash collection, and internet.</span></li><li><span style="font-family: helvetica; font-size: medium;"><b>Accessibility</b>: The apartment should be accessible to people with disabilities, with features like ramps, elevators, and wheelchair-accessible units.</span></li><li><span style="font-family: helvetica; font-size: medium;"><b>Parking</b>: The apartment property should provide adequate parking space for its residents. This may include dedicated parking spots, garages, or covered parking areas.</span></li><li><span style="font-family: helvetica; font-size: medium;"><b>Community</b>: A good apartment property should foster a sense of community among its residents. This may include organizing social events, providing a communal workspace or garden, or creating shared spaces that encourage interaction among residents.</span></li></ol><p></p>
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<p><span style="font-family: helvetica; font-size: medium;"><br /></span></p><p><span style="font-family: helvetica; font-size: medium;">In conclusion, a good apartment property should be located in a desirable location, offer top-notch security, be well-maintained, offer desirable amenities, be affordable, accessible, have adequate parking, and foster a sense of community among its residents. By considering these characteristics, you can find an apartment property that meets your needs and provides a comfortable living environment.</span></p><p><span style="font-family: helvetica; font-size: medium;">And if you succed you've mastered the Bandung-Property.blogspot.com</span></p>Unknownnoreply@blogger.com0tag:blogger.com,1999:blog-2688700137053066279.post-18965492392358657302023-03-23T00:24:00.005-07:002023-03-23T11:47:13.337-07:00How to find a good housing property<p> Finding a good housing property can be a daunting task, especially if you are a first-time buyer or looking for a new place to rent. With so many options available, it's essential to know what to look for and how to go about your search. In this article, we'll share some tips on how to find a good housing property that meets your needs and budget. :</p><p><br /></p><p><b>STEP 1: Determine Your Budget</b></p><p>Before you start looking for a property, it's crucial to determine your budget. Knowing how much you can afford will help you narrow down your search and save time. If you're planning to buy a property, make sure you have a pre-approved mortgage in place to avoid disappointment later. For rentals, consider your monthly income and other expenses to determine what you can afford.</p><p><br /></p><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjPGPrNcFJGS0PHRpGaLv082En0X594epOKMjkVMx6L7v9TZOJFug3fR1hHWf8omuvqJyZNXdw8whVSHs25U-SElZkAsnZGtwJbJcjHreH3XQJVKkP4oyYkIMZe0Yy38gGT-KNfHU1BPdyc0e41Ep6ym_EgmyXBE3REecvLlnNbn2HUgSqu2legHdZ1LA/s5472/pexels-pixabay-280221.jpg" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="3648" data-original-width="5472" height="266" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjPGPrNcFJGS0PHRpGaLv082En0X594epOKMjkVMx6L7v9TZOJFug3fR1hHWf8omuvqJyZNXdw8whVSHs25U-SElZkAsnZGtwJbJcjHreH3XQJVKkP4oyYkIMZe0Yy38gGT-KNfHU1BPdyc0e41Ep6ym_EgmyXBE3REecvLlnNbn2HUgSqu2legHdZ1LA/w400-h266/pexels-pixabay-280221.jpg" width="400" /></a></div><br /><p><br /></p><p><b>STEP 2: </b><b>Decide on the Location</b></p><p>Location is an essential factor when it comes to finding a good housing property. Consider the proximity to your workplace, schools, and other amenities. Think about your lifestyle and what kind of neighborhood would suit you best. Do you prefer a quiet residential area or a busy commercial hub? Keep in mind that the location can affect the property's price, so be prepared to compromise if necessary.</p><p><br /></p><p><b>STEP 3 : Research the Property Market</b></p><p>Once you have a budget and a location in mind, it's time to start researching the property market. Look online and visit local estate agents to get a feel for the market and the prices. Check out property listings to see what's available in your preferred location and budget.</p><p><br /></p>
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<p><b>STEP 4 : </b><b>Get a Home Inspection</b></p><p>Whether you're buying or renting, it's essential to get a home inspection done before signing any contract. A home inspection can identify any potential issues with the property, such as structural damage, plumbing or electrical issues, and pest infestations. It's better to identify these problems early on to avoid expensive repairs later.</p><p><br /></p><p><b>STEP 5 : Check the Property's Amenities</b></p><p>When looking for a good housing property, it's essential to consider the amenities it offers. Check if the property has parking, laundry facilities, a garden, or a pool, depending on your preferences. Consider the security features, such as CCTV cameras or security guards, especially if you're renting.</p><p><br /></p><p><b>STEP 6 : Read the Contract Carefully</b></p><p>Finally, whether you're buying or renting, it's essential to read the contract carefully before signing it. Pay attention to the terms and conditions, the payment schedule, and any penalties for late payment or breach of contract. If you're unsure about any aspect of the contract, seek legal advice before signing.</p><p><br /></p><p>In conclusion, finding a good housing property requires careful planning, research, and attention to detail. Determine your budget, choose the location carefully, research the property market, get a home inspection, check the amenities, and read the contract carefully. By following these tips, you'll be able to find a property that meets your needs and budget, and enjoy your new home or rental property.</p><div><br /></div>Unknownnoreply@blogger.com0tag:blogger.com,1999:blog-2688700137053066279.post-21250194413740392552023-02-22T06:21:00.007-08:002023-03-23T11:46:03.384-07:00 Asia Pacific Trends in Real Estate In 2023<p style="text-align: left;"><span style="font-size: medium;">With the exception of China, most Asia Pacific (APAC) markets started to recover from the effects of regional COVID restrictions in 2022. However, as investors look ahead to 2023, they are now faced with a new set of threats that are no less dangerous: high inflation, rising interest rates, unmanageable levels of public and private sector debt, and an impending global recession.</span></p><p style="text-align: left;"><span style="font-size: medium;">The goal of this 17th edition of Emerging Trends in Real Estate, a collaborative project of PwC and the Urban Land Institute (ULI), is to throw light on trends in real estate investment and development as well as other concerns in APAC.</span></p>
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<p style="text-align: left;"><span style="font-size: medium;"><br /></span></p><p style="text-align: left;"><span style="font-size: medium;">Singapore came out on top in this year's rankings for both investment prospects and city development prospects.also moved upward.</span></p><p style="text-align: left;"><b><span style="font-size: medium;">Key Points found :</span></b></p><p style="text-align: left;"><b><span style="font-size: medium;">Achieving Net Zero</span></b></p><p style="text-align: left;"><span style="font-size: medium;">Many regional investment strategies now include it as a key component of their plans to achieve net zero carbon emissions. The 2021 Sustainable Financial Disclosure Regulation (SFDR) of the European Union, in particular, emphasizes the need for compliance with international reporting requirements. Regionally, real estate carbon efficiency standards continue to be low, with Australia and Singapore far and out ahead of the pack.</span></p><p style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgwTHQSJU4Dd5-Dm6LqBIQfjeyeJ9J7yHdx3hj7kbQBe362kaNzL-xfycCPd8GM2BQVdyXYIdcysQ3sG9MpBs8dBKcumaWIwWTgDNA58JJdp-1zz3o5wujd8sVG6DWZlyxxkkAoeJWiimtcTBTnR5d29pJdZIRyMVlkmPuVzi49-37s0jAshWQuKabiaQ/s5519/pexels-palu-malerba-2426546.jpg" style="margin-left: 1em; margin-right: 1em;"><span style="font-size: medium;"><img border="0" data-original-height="3679" data-original-width="5519" height="266" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgwTHQSJU4Dd5-Dm6LqBIQfjeyeJ9J7yHdx3hj7kbQBe362kaNzL-xfycCPd8GM2BQVdyXYIdcysQ3sG9MpBs8dBKcumaWIwWTgDNA58JJdp-1zz3o5wujd8sVG6DWZlyxxkkAoeJWiimtcTBTnR5d29pJdZIRyMVlkmPuVzi49-37s0jAshWQuKabiaQ/w400-h266/pexels-palu-malerba-2426546.jpg" width="400" /></span></a></p><span style="font-size: medium;"><br /></span><p style="text-align: left;"><span style="font-size: medium;"><br /></span></p><p style="text-align: left;"><span style="font-size: medium;"><br /></span></p><p style="text-align: left;"><b><span style="font-size: medium;">Real estate transactions in Asia are declining, with the third quarter of 2022 seeing the lowest third-quarter total in the Asia Pacific since a decade.</span></b></p><p style="text-align: left;"><span style="font-size: medium;">The number of deals and buyers also decreased dramatically, and because the value of terminated deals during the quarter was roughly 20% of total transactions, there is little reason to believe that this trend will soon reverse. The only significant market to defy the decreasing trend was Singapore, where investment volumes soared 47% YOY to US$9.1 billion.</span></p><p style="text-align: left;"><b><span style="font-size: medium;">Inflation raises the risk of development</span></b></p><p style="text-align: left;"><span style="font-size: medium;">One local developer in Singapore reported an increase in construction expenses of "easily 15%" in 2022, primarily due to higher material costs. Also, the lack of workers brought on by stricter labor restrictions has led to building delays and greater prices because of higher compensation.</span></p><p style="text-align: left;"><span style="font-size: medium;"><br /></span></p><p style="text-align: left;"><span style="font-size: medium;"><br /></span></p><div style="text-align: left;"><br /></div>Unknownnoreply@blogger.com0tag:blogger.com,1999:blog-2688700137053066279.post-13147924763495865472017-02-02T09:53:00.001-08:002017-02-02T09:53:05.531-08:00Is Buying Property in Indonesia Expensive and Difficult ?<br />
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Buying property in Indonesia can be tricky.But if you play by the rules its a no worry.<br /><br /><b>How difficult is the property purchase process in Indonesia?</b><br />Individual foreigners can buy condominiums in Indonesia, though the formal law is slightly knotty. Foreigners can also buy control of landed property, though the legal difficulties are larger, and the degree of peace of mind attainable is correspondingly smaller.<br /><br />
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<b>Condominiums<br />Indonesia luxury vacation house<br /></b>The basis for foreign ownership of strata-title residential property, i.e. condominiums, is Government Regulation No 41 of June 1996. Regulation 41/1996 is however unclear, and no foreigner has actually received a strata title as a certificate of ownership. In practice, foreigners sign a Convertible Lease Agreement by which the title is held in the name of the developer, while a lease is held for a definite period. The Convertible Lease Agreement states that, if and when prevailing laws and regulations permit ownership of strata titles by foreigners, both the lessor and the lessee will be obligated to sign a deed of sale and purchase, transferring title to the foreign owner.<br /><b> </b><br />
<b>Land</b><br />
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Foreigners are not allowed to own freehold land. Nevertheless, they can acquire rights to the use of land but not ownership rights.<br /><br /><b>There are three options open to foreigners for buying in Indonesia:</b><br /><b>1. Through an Indonesian representative<br /></b>It is common practice to have an Indonesian representative acquire land for the foreign buyer. Ownership of land must be transferred from the previous owner to the Indonesian representative. For the foreign buyer’s security, three agreements must be entered into with the Indonesian representative.<br />
<ul>
<li>Loan Agreement – this states that the foreign buyer lent the purchase price to the Indonesian representative.</li>
<li>Irrevocable Power of Attorney – this gives the foreign buyer full authority to sell, lease, mortgage, etc. the land.</li>
<li>Permanent Right of Use Agreement – this gives the foreign buyer full rights to the use and occupancy of the land.</li>
</ul>
<b>2. Through a Penanaman Model Asing (PMA) Company</b><br />PMA is a “status of doing business” in Indonesia. A PMA company has 30 years to operate after formation. It can be granted additional 30 years, and another 30 years, if it expands its project through additional investment. This can be 100% controlled by a foreigner.<br /><br />The Right to Build (Hak Guna Bangunan – HGB) is available to PMA companies. The right to build or construct on land is valid for 30 years. This can be extended for an additional 20 years, and even for another 30 years after that.<br /><br />To set up a PMA company you will be required to:<br />
<ul>
<li> Submit a detailed business plan.</li>
<li> Operate in a business environment that adds value to Indonesia in terms of foreign skills, employment and environmental benefit.</li>
<li> Make an appropriate cash deposit in an Indonesian based bank. (The amount varies and is calculated from the capital employed in the business).</li>
<li> Show the property investment as an asset of the company.</li>
</ul>
<br />The process takes approximately 3 to 4 months and once completed the company can apply for work permits for the foreign directors, 3 permits in the first year of operation. The cost of setting up is around US$5,000.<br /><br /><b>3. Through a Leasehold Title</b><br />Indonesia luxury condominiums<br /><br />This can be granted to qualified foreigners who are domiciled in Indonesia with a KITAS working visa. The lease runs for 25 years, and can be renewed for another 25 years.<br /><br />It is important to hire the services of an Indonesian lawyer to assist with the transaction, especially with the monetary exchange. All land transactions must take place at the Indonesian Notary’s local office, Pejabat Pembuat Akta Tanah (PPAT), where the land is located.<br /><br />While it may be natural to give a deposit, it is not advisable. There is no code of conduct for real estate firms in Indonesia; they do not have any legal obligation to protect the buyer’s interests and guarantee the title.<br /><br />There are registered and unregistered lands in Indonesia. The Basic Agrarian Law of 1960 governs certified land, which is registered at the local land office. Unregistered land, Adat land, is community-owned. An examination of the land certificate being bought is important.<br /><br />The whole process of registering property involves six procedures and takes around 22 days to complete.<br />
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<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEg8AR8s8_uNQvgPAOCU9Q3Rr5K-ON0tSEPvWvtqMfkVlngsdsuIWqKGg0ttaWpm5bZccuhjXPpUafum_gyyMxBgHFxzrrPcbXaqh0A3zE0_7OjQBm7gfieCA5K2U2WoHekDXnf92QTz1RxK/s1600/TransactionCost.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" height="385" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEg8AR8s8_uNQvgPAOCU9Q3Rr5K-ON0tSEPvWvtqMfkVlngsdsuIWqKGg0ttaWpm5bZccuhjXPpUafum_gyyMxBgHFxzrrPcbXaqh0A3zE0_7OjQBm7gfieCA5K2U2WoHekDXnf92QTz1RxK/s640/TransactionCost.jpg" width="640" /></a></div>
<br /><br /><b>Footnotes to Transaction Costs Table</b><br /><br /><b>Transfer Tax:</b>Transfer tax is levied on the sale of real property in Indonesia at a flat rate of 5%. The base is the transfer value of the property.<br /><br /><b>Sale and Purchase of Land Deed</b>The execution of the sale and purchase of Land Deed is made before Land Officials, namely a notary public appointed by the Head of the National Land Office (PPAT) or a local Head of a District (Camat PPAT). The cost is 1% of the property value.<br /><br /><b>Legal Fee:</b>Legal fees are negotiable. Processing fees for legal documents are at around 0.5% to 1.5% of the property value.<br /><br /><b>Registration Fee:</b>The registration fees are around 0.20% of the property value. Registration fees include administrative fees and stamp duty of IDR6,000 (US$0.45) per document.<br /><br /><b>Land and Building Transfer Duty (BPHTB)</b>The land and building transfer duty is levied at a flat rate of 5%, and is charged to the seller. The tax base is the transfer value of the property. There is a non-taxable amount which varies per region, and the non-taxable amount is IDR80 million (US$5,944) in Jakarta. This tax is different from the transfer tax.<br /><br />
TAX ON ACQUISITION OF LAND AND BUILDING (BPHTB)<br />Property Value IDR 2,300,000,000<br />Less: Tax-Exempt Amount IDR 80,000,000<br />= Taxable Value IDR 2,220,000,000<br />Tax on Acquisition of Land and Building 5% 111,000,000.00<br /><br /><b>Real Estate Agent´s Fee</b><br />Real estate agent´s fee is around 5% of the property value. The fee is paid by either the buyer or the seller, but not both. <br />
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Original Article :<br />
<a href="http://www.globalpropertyguide.com/Asia/indonesia/Buying-Guide">Buying costs are very high in Indonesia</a> <br />
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<br />Unknownnoreply@blogger.com0tag:blogger.com,1999:blog-2688700137053066279.post-30840894195932747142017-02-02T09:38:00.001-08:002017-02-02T09:38:24.133-08:00Why Indonesian Property is looking good in 2017<br />The president has signed the Government Rule (Peraturan Pemerintah - PP) number 64 of Year 2016 regarding the development of housing for the low income.<br /><br />The goal is to expedite and accelerate the process of providing housing for the low income citizens.<br /><br />What the rule says : reduce the days of applying accordingly to regulations from 900 to 40 days. Reduce which use to be 33 legal documents as a requirement to only 11.<br /><br />And lastly give authority to the municipal government on each city and kaybuwpayten (help me with the English translation of kabupaten) to issue the documents. <br />
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So that's it folks.Unknownnoreply@blogger.com0tag:blogger.com,1999:blog-2688700137053066279.post-29836785022826217662015-12-23T01:06:00.001-08:002015-12-26T10:32:28.225-08:00Indonesia's Property prospect for 2016 <br />
Property prospect for 2016 in Indonesia is the one of the highest valuable information that people are finding out. The trend of the rupiah against the dollar shows that a steady increase is going on.<br />
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Before 2016, the property cycle occurs and moving and the hardships of 2014 and 2015 will pay off in 2016.<br />
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Accurate reference of what will happen in 2016 is shown by what this feller Ali T said. He is the Indonesia Property Watch director.<br />
"Property market is in a waiting position and is entering an acceleration in 2016. It is not true that the property market is experiencing crash. What is true is that the property market is in a take off position"<br />
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Housing market development has grew significantly high 120% (indicated by housing credit/KPR) just by 2010 to 2012. And slowly went down in 2013 to 2015.<br />
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<b>Case Study </b><br />
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This peace of property down here in this place called Bandung, is making headlines because PEOPLE ARE JUST WAITING IN LINE to GET THE PEACE OF THIS PROPERTY.<br />
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<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEg1aQapvGln1NaGtmVqXX8vVCGSUIeoPcUzHTFidHf9PoENOkbj2zblZS5ls9nlI9anxhFMViwtjSU0oOhOVHJ-NJkiPfE1vhHnRTOZ0k1Zps6rTFfFDcKLShnW73iy5zwGEA3Gul1i0-nD/s1600/IMG_20151223_0003.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" height="400" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEg1aQapvGln1NaGtmVqXX8vVCGSUIeoPcUzHTFidHf9PoENOkbj2zblZS5ls9nlI9anxhFMViwtjSU0oOhOVHJ-NJkiPfE1vhHnRTOZ0k1Zps6rTFfFDcKLShnW73iy5zwGEA3Gul1i0-nD/s400/IMG_20151223_0003.jpg" width="291" /></a></div>
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<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjqoA5usrNt7lHJkhKZ_Pj8HtfasFAlxzVg51fd28S06We-K9PArP7ldx_p7jXrDbjpkeWdPL0qX2Ax3v71EthYvpSpQPVHNTKrOXjRmTQOFFPAT7vcn4Z76OkjNcFS6i-QyNIDiSNXGGi4/s1600/IMG_20151223_0002.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" height="400" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjqoA5usrNt7lHJkhKZ_Pj8HtfasFAlxzVg51fd28S06We-K9PArP7ldx_p7jXrDbjpkeWdPL0qX2Ax3v71EthYvpSpQPVHNTKrOXjRmTQOFFPAT7vcn4Z76OkjNcFS6i-QyNIDiSNXGGi4/s400/IMG_20151223_0002.jpg" width="292" /></a></div>
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So what so special about this peace of property, For beginners after just a friend of mine invested for a year for 500 million rupiahs in December 2014 for a 31 m2 type room, it went 630 million just for a year, That's 20% return on investment just holding the property.<br />
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Turned out it will have a high class Mall, a Water-boom facility and all these only minutes away from the toll road in the prestigious Pasteur Area. Near approximately every where, easy for travelers heading back to Jakarta. As mentioned on <a href="http://bandung-property.blogspot.com/2015/07/the-apartment-you-have-looking-for-and.html">Tips in Buying an Apartment</a>, you will see that it is a good choice.<br />
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<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjyxABtKqIh3xQlN0yVQ1uL2EwumRlO_S_vL9O8Fmc2vVPLVro65Eq56Gq3VBVdJIqc88zC19ceROerXCSr5bF6rO9QM9IspVaWRKWcD2xfswy2sGGE9lcWjGwVbEwdlkM0OeA-6cTeaSTr/s1600/Topaz.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" height="200" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjyxABtKqIh3xQlN0yVQ1uL2EwumRlO_S_vL9O8Fmc2vVPLVro65Eq56Gq3VBVdJIqc88zC19ceROerXCSr5bF6rO9QM9IspVaWRKWcD2xfswy2sGGE9lcWjGwVbEwdlkM0OeA-6cTeaSTr/s400/Topaz.jpg" width="400" /></a></div>
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Gateway Pasteur, <i>Just Awesome</i></div>
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Turned out also that the Bandung jet-set society bought a peace of property here. So actually you are buying a membership of society. There will be around 2100 rooms, and some townhouses in the area. An irresistible property to have, and a guaranteed great investment.<br />
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So property in Indonesia is confirm will boom in 2016. So take your action immediately.<br />
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Tresna<br />
Property Analyst<br />
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<br />Unknownnoreply@blogger.com0tag:blogger.com,1999:blog-2688700137053066279.post-68767064190178926282015-07-06T23:12:00.003-07:002015-07-06T23:12:16.533-07:00The 10 Types of Work when hiring a property consultantSo what are the big boys in property consulting offering these days if you have an abundance worth of property. These are the type of work . People also use consultants to find <a href="http://bandung-property.blogspot.com/">Bandung Property</a> if they wanted to invest there.<br />
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So here are the The <a href="http://bandung-property.blogspot.com/">10 Types of Work when hiring a property consultant</a><br />
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<b>Market & Marketability Study</b><br />
The Study that gives an analysis of what is the current market situation of a specific type of property, and how to market should you decide to invest in such type of property<br />
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<b>Highest & Best Study</b><br />
From the name of it you will understand the proximity of facilities in the designated location for example a peace of land you bought or in a process of pitched by the sales. The study will analyze the maximum Return On Investment (ROI) for the utilization of that certain property. It also identify and map whether such use are existing nearby.<br />
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<b>Development Feasibility Study</b><br />
As an investor of property when its a go for development for example a residential of commercial complex. The calculated ROI, IRR based of important assumptions of Capex (Capital Expenditure) and OPEX (operating Expenditure) with assumptions usually from other studies such as Market Study.<br />
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<b>Corporate Finance</b><br />
Gives a hint on how to finance your property in a sensible way, prudently using to create a balanced cash-flow that can give healthy growth utilizing internal finance or external ones.<br />
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<b>Corporate Valuation</b><br />
The study that will measure the current value of the property or company based on several things such as the generated cash flow. Or the future income based on existing plan which is currently in the development phase.All done to give a bottom line value of the property<br />
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<b>Debt Restructuring Plan</b><br />
Your property and your company has large debt and cant pay all of it at once. So an expert must help to analyze a restructuring plan or a rescheduling payment plan which is feasible and can affordable for the company.<br />
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<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiDxo8nUn5_l8ZbcbmCIYPHF7LjLpBozBr3zqVgclOKyZbIHukPz5AWLBk3DlqV2i36XCnlMl7s0GOyvmg32dfHMhreUj7LpPsetBhdY3JgPYVOXttDWAFiyqMx0qw5ljgTj6ZSnTt36R2E/s1600/our-consultants-.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" height="283" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiDxo8nUn5_l8ZbcbmCIYPHF7LjLpBozBr3zqVgclOKyZbIHukPz5AWLBk3DlqV2i36XCnlMl7s0GOyvmg32dfHMhreUj7LpPsetBhdY3JgPYVOXttDWAFiyqMx0qw5ljgTj6ZSnTt36R2E/s640/our-consultants-.jpg" width="640" /></a></div>
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Picture source : http://www.banke.ae</div>
<b>Due Diligence</b><br />
In short terms is checking if everything is cool. The financing of the property,the property manager's competence to run the business, the legal aspects. If it is only legal they call it legal due dilligence. Like a audit but more complex.<br />
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<b>Sales & Investment</b><br />
The consultant's service of helping boost sales for the owner. A targeted number is usually a written target and the consultant must create a Sales Plan and execute it.A consultant can also sell by offering to their existing network.<br />
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<b>Market & Communication</b><br />
Marketing and creating a communication campaign to target the segment that is the objective. Market theory suggest that each segment has a different marketing mix (Product, Price,Place,Promotion) because each product could have different positioning of product.For example : minimalist architecture with luxurious facilities for students is positioned for students demography.<br />
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<b>Property Asset Management</b><br />
Managing a property consist of plenty activities. The goal is how to operate efficiently utilizing i.e service charge income and other income to maintain the property value or increasing it by excellent service.Consultation is also given for plans for the asset that generates optimum value.<br />
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CheersUnknownnoreply@blogger.com0tag:blogger.com,1999:blog-2688700137053066279.post-88749775579860759472015-07-02T17:36:00.002-07:002023-02-22T06:00:59.169-08:00TIPS ON BUYING AN APARTMENT PROPERTY<h2 style="clear: both; text-align: left;">Apartments are very tricky type of property for Investment</h2><div><br /></div><div>You must totally think it through. Many first apartement owners are very frustrated and dissapointed.</div><div>Some frustrations are :</div><div><br /></div><div><ol style="text-align: left;"><li>THERE ARE SERVICE CHARGES FOR THE REST OF YOUR LIFE</li><li>POINT 1 ABOVE, AND GETTING HIGHER THROUGH THE YEARS</li><li>SOMETIMES WHEN ITS NOT BUILT YET, IT TAKES VERY LONG UNTIL YOU RECIEVE YOUR KEYS</li><li>PLENTY OF OTHER ISSUES LIVING IN APARTMENTS</li><li>TURNS OUT MANY MORE APARTMENTS ARE BEING BUILT AND THE PRICE IS GOING DOWN EVERY YEAR.</li></ol></div><div class="separator" style="clear: both; text-align: center;"><br /></div><div class="separator" style="clear: both; text-align: center;"><br /></div>
So when your investing in property you gotta be smart. It's call spatial relative recognition to facilities.<br />
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Here's are <a href="http://bandung-property.blogspot.com/">TIPS FOR BUYING APARTMENTS</a> :<br />
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1. What is the reputation of the developer ? The dollar is high againts the rupiahs are they still developing? Do they get complaints? Or litigations ? Conduct a background check.<br />
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2. Is it a real apartment or what they call 'rusunami' housing faclity for middle low ? why this RUSUNAMI trap has many people FLOCKING in buying what they thougt to be apartments, and when they decided to go there : THERE ARE LITTLE to NO PARKING LOTS for your car or your tennants car. Cause its actually designed for THE NOT SO WEALTHY, which sorry to say may can not afford to by a for wheel vehical. So check what is the capacity of the parking lot.<br />
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3. Ask how many is the service charge ? Is it reasonable ? because it is an expense later for you. Be sure you are aware of what kind of charges there are for you. So you can calculate how much would you list for your apartment for rent.<br />
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4. After receiving the key, install your kitchen set. And set your room in a minimalistic interior design.customers like that. Install ethnic art will also boost the price. And make sure it is always clean and tidy.<br />
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5. Create good relations with your Realtor or the sales person. Make him the rental sales person for you too. He or she will take care of your property. Create good relationship to the property<br />
management team too. Security, the manager. It won't hurt to have more friends in your circle.<br />
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6. Like I said spatial relative recognition. Something I learned in this property school by this dude named Panangian . How far is the distance to a hospital, a university, shopping center, the police station, the traditional market and last but not least THE TOLL ROAD.<br />
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7. Find the latest technology to market your apartment, Utilize high ranking sites or blog like this blog, and market it in apps. Did you know that there is such a thing as AIRBnB ? Its a listing app for people that want to rent their property so people can easily reach them.<br />
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So happy hunting for your property. And hope you have a nice Return On Investment.<br />
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Cheers<br />
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<br />Unknownnoreply@blogger.com1tag:blogger.com,1999:blog-2688700137053066279.post-68002351774882359312011-12-09T18:07:00.000-08:002015-07-06T23:14:34.716-07:00Bandung Apartments: The Suites at Metro<div class="mobile-photo">
<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjWILR0Ch8oTMBEyrPJiJ4veOiWeEuJ_dtZCrMAhdq3HAOQvQqd9kNb-fc4DY1pb8KQlPiBcNByjl0M_XTIyrYD1Qx0IynMpIHwUKOK4xc8pGN9wCc_prFwQCYx6f-0OmHFVNrQWgFgMNSQ/s1600/%253D%253Futf-8%253FB%253FMDkxMjIwMTE1MDcuanBn%253F%253D-717034"><img alt="" border="0" id="BLOGGER_PHOTO_ID_5684316275599444690" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjWILR0Ch8oTMBEyrPJiJ4veOiWeEuJ_dtZCrMAhdq3HAOQvQqd9kNb-fc4DY1pb8KQlPiBcNByjl0M_XTIyrYD1Qx0IynMpIHwUKOK4xc8pGN9wCc_prFwQCYx6f-0OmHFVNrQWgFgMNSQ/s320/%253D%253Futf-8%253FB%253FMDkxMjIwMTE1MDcuanBn%253F%253D-717034" /></a></div>
As I strolled along searching for <a href="http://bandung-property.blogspot.com/">Bandung Property</a> there was this guy giving away flyers of a new and upcoming apartment in Bandung.
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The Suites apartement.The developer is Margahayuland with the project location at Jl Soekarno Hatta 693 Bandung, near to Margahayu Metro Complex and Uninus, a private university in that area.
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According to the flyer they promised facilities such as 2 swimming pools,a jogging track,laundry,minimarket,atm center, cafe n resto. And a special access card equiped with CCTV camera.It looks as if its already progressing for completion.
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To find a good property, the criteria are that you must see the proximity to pubic facilities such as school,hospitals, tol roads,etc. This apartment is relatively close to those facities.
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Oya one important thing about flyers,if you see in the very below section,you'll witness a disclaimer saying anything mentioned here are not a part of the purchasing contract so please read carefully.
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Cheers
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Tresna
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<br />Unknownnoreply@blogger.com4tag:blogger.com,1999:blog-2688700137053066279.post-35697856253610904662011-12-07T22:31:00.001-08:002011-12-07T22:31:54.121-08:00Researching on Property Market Trends in Australia<DIV><FONT face=Arial size=2> <P class=MsoNormal style="MARGIN: 0in 0in 0pt; LINE-HEIGHT: normal"><SPAN style="FONT-SIZE: 10pt; FONT-FAMILY: 'Arial','sans-serif'; mso-fareast-font-family: 'Times New Roman'">If you're a property marketer or economic observer or you just want to see the trends of property market in Australia. Or probably you want to invest property in the kangaroo continent for apartments or housing. </SPAN><SPAN style="FONT-SIZE: 12pt; FONT-FAMILY: 'Times New Roman','serif'; mso-fareast-font-family: 'Times New Roman'"><?xml:namespace prefix = o ns = "urn:schemas-microsoft-com:office:office" /><o:p></o:p></SPAN></P> <P class=MsoNormal style="MARGIN: 0in 0in 0pt; LINE-HEIGHT: normal"><SPAN style="FONT-SIZE: 12pt; FONT-FAMILY: 'Times New Roman','serif'; mso-fareast-font-family: 'Times New Roman'"> <o:p></o:p></SPAN></P> <P class=MsoNormal style="MARGIN: 0in 0in 0pt; LINE-HEIGHT: normal"><SPAN style="FONT-SIZE: 10pt; FONT-FAMILY: 'Arial','sans-serif'; mso-fareast-font-family: 'Times New Roman'">I found this very generous site that would share to us the overview of the Australian property by the cities.</SPAN><SPAN style="FONT-SIZE: 12pt; FONT-FAMILY: 'Times New Roman','serif'; mso-fareast-font-family: 'Times New Roman'"><o:p></o:p></SPAN></P> <P class=MsoNormal style="MARGIN: 0in 0in 0pt; LINE-HEIGHT: normal"><SPAN style="FONT-SIZE: 10pt; FONT-FAMILY: 'Arial','sans-serif'; mso-fareast-font-family: 'Times New Roman'">Actually it's a bank site named Westpac. I don't know whether other banks give the same free information.<o:p></o:p></SPAN></P> <P class=MsoNormal style="MARGIN: 0in 0in 0pt; LINE-HEIGHT: normal"><SPAN style="FONT-SIZE: 10pt; FONT-FAMILY: 'Arial','sans-serif'; mso-fareast-font-family: 'Times New Roman'"><o:p> </o:p></SPAN></P> <P class=MsoNormal style="MARGIN: 0in 0in 0pt; LINE-HEIGHT: normal"><SPAN style="FONT-SIZE: 10pt; FONT-FAMILY: 'Arial','sans-serif'; mso-fareast-font-family: 'Times New Roman'">You can straight away download the property outlook to see the trends and what's going on in the retail or commercial property in Australia.</SPAN><SPAN style="FONT-SIZE: 12pt; FONT-FAMILY: 'Times New Roman','serif'; mso-fareast-font-family: 'Times New Roman'"><o:p></o:p></SPAN></P></FONT></DIV> <DIV><FONT face=Arial size=2></FONT> </DIV> <DIV><FONT face=Arial size=2><A href="http://www.westpac.com.au/corporate-banking/research/property-market/">http://www.westpac.com.au/corporate-banking/research/property-market/</A></FONT></DIV> <DIV><FONT face=Arial size=2></FONT> </DIV> <DIV><FONT face=Arial size=2></FONT> </DIV> <DIV><FONT face=Arial size=2>Cheers</FONT></DIV> <DIV><FONT face=Arial size=2></FONT> </DIV> <DIV><FONT face=Arial size=2>Tresna</FONT></DIV> <DIV><FONT face=Arial size=2><A href="http://www.bandungpropertyinvest.com">www.bandungpropertyinvest.com</A></FONT></DIV>Unknownnoreply@blogger.com2tag:blogger.com,1999:blog-2688700137053066279.post-27421213697427652802011-12-02T18:22:00.000-08:002011-12-02T18:24:17.812-08:00Tax incurred when buying Property in IndonesiaWhen you buy property in Indonesia the price that is explained by the agent is not the actual whole price of the property.
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<br>There could be additional costs too.For example taxes. Therefor all these possibilities must be considered and looked upon carefully.
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<br>PPN (Pajak Pertambahan Nilai)
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<br>Renown as the Value Added Tax or VAT which is 10 %. See your pricelist carefully whether it is included or excluded.
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<br>BPHTB(Bea Perolehan Hak atas Tanah dan Bangunan)
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<br>To make it simple it means the duty for aquiring land and building rights. It's 5% of the total transaction value that occurs. It's subject to the price of the property after deducted by PPN(see PPN above)
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<br>BBN(Bea Balik Nama)
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<br>It literally means the duty for Owners name change. Of course you want to have the property with your name as the official owner. There's a cost for it 2% of transaction cost. It will be the buyers obligation, not the seller's.
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<br>PPnBM (Pajak Penjualan Barang Mewah)
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<br>Is the the tax inccurred for the sales of luxury items. It will become a luxury item if it's value is above Rp 3 million/m2 or above 400m2. It happens only if a buyer buys straight from the developer. A person to person sales doesn't make this tax show up.
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<br>So that's all folks.
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<br>Tresna
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<br><a href="http://www.bandungpropertyinvest.com">http://www.bandungpropertyinvest.com</a>
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<br>Sent from my BlackBerry® smartphone from Sinyal Bagus XL, Nyambung Teruuusss...!Unknownnoreply@blogger.com2tag:blogger.com,1999:blog-2688700137053066279.post-47598060422804548302011-11-22T23:52:00.000-08:002011-11-22T23:55:44.686-08:00Tips on Buying a home in JakartaHouse is one of basic human needs. Wherever humans live they definitely need a place to live. And finding a place to live can be a gruesome task to do.<br /><br />In large cities like Jakarta things can be different. Finding a home was not as easy as imagined. The city is huge, people are living in what they call satellite cities. In those places we are likely to find an affordable home.<br /><br />These what you call satellite areas are:<br />• Serpong, known for its BSD region there are plenty of real estate complex there<br />• Depok, This area is connection from South Jakarta to the outer areas, It<br />• Bekasi, This area is well known for its many real estate residence and industrial<br /><br />There are major factors of considerations in choosing the place to call it your home in the Jakarta and Greater Jakarta vicinity.<br /><br />The major considerations are :<br />• Choice of location is one of the main considerations in buying a home in Jakarta. First and foremost considerations of course are a flood-free location. Do not be tempted to buy a house at a price but it is a flood area.<br />• The second consideration is the distance to the workplace. Make sure the location of the house not too far away from the workplace or business district.<br />• Although for the third criterion is somewhat difficult to meet in Jakarta because now the average new housing on the outskirts of Jakarta. But this is not a problem. Make sure the location of a home away from work has been supported by adequate transportation facilities, such as access busway or KRL.<br />• The fourth consideration is the location of facilities, such as educational facilities, health/hospitals, markets, sports facilities, and others. The house is not too far from the educational facility would be of great help our children to reach it easily.<br /><br /><span style="font-weight: bold;">The Build vs Buying Decision</span><br /><br />You may have the money, but don’t have the time to supervise and build your own house. What should you do.<br />Actually there are two options to have a place to live is to build it yourself and buy a home. All have their plus and minuses.<br /><br />Building your own:<br />+ Lower cost<br />+ Easier to determine the appropriate design of the house owner wishes<br />- Difficult to get land in the right location<br />- High land prices<br />- Difficult to foreclosure proceedings in other words there’s alota paper work must be done.<br /><br />Buying a house:<br />+ Easy mortgage process<br />+ Quick process, can be directly assigned<br />- Price can be costly but can also be competitive<br />- Design of houses already given, only little adjustments can be made<br /><br />From some of the considerations above in my opinion wiser choice to buy a house. Especially for those of you who really is the immigrant population. But if you already have the land ready to build, building will be a nice of interest to you.<br /><br />In Jakarta your major options to live can be:<br />1. Bintaro Area-> has good access Jakarta Outer Ring Road –JORR, KRL, beautiful environment<br />2. BSD Area-> There’s an access expressway, JORR, evolving environment<br />3. Depok Area -> price is cheaper than bintaro and BSD, near major campuses<br />4. In the heart of Jakarta -> your option will probably be an apartment or kostal/boarding places (or called koskosan) lower prices, access to toll in the city<br />So now it falls upon you to decide.<br /><br /><br />The writer owner is Tresnadi, has a Certified Property Analyst (CPA) from Panangian School of Property in and was in the first class.Unknownnoreply@blogger.com2tag:blogger.com,1999:blog-2688700137053066279.post-37997871990897755322011-11-22T23:49:00.000-08:002011-11-22T23:52:24.269-08:00Tips Before Buying Real Estate in the PhilippinesFirst of all I did not write this article its from a another source.I totally respect it and put the original link below<br /><br />Tresna<br /><br /><br /><span style="font-weight: bold;">Tips Before Buying Real Estate in the Philippines</span><br /><br />Here are tips a buyer must remember before buying any property in the Philippines, specially if you are buying a single property from an individual:<br /><br />1. Make sure the "Transfer Certificate of Title" is authentic. The easiest way to check if the title to the property you are buying is authentic is by getting "Certified True Copy" of the title from the Register of Deeds. This office is usually located at the city or municipal hall where the property is located. Ask the seller of the property for a photocopy of the title -you will need the title number and the name of the owner to get a certified true copy of the title from the Register of Deeds.<br /><br />2. Verify that title is clean - meaning the property is not mortgaged (no liens & encumbrances on the property). You can see that at the back of the title with the heading "Encumbrances". This page must be empty if you are told that the title is "clean". But sometimes the space for the technical description of the property on the front page of the title is not enough and the description of the property is continued on the "Encumbrances" page, this is of course all right.<br /><br />3. Make sure that the land described on the title is really the land that you are buying. You can validate this at the Register of Deeds or by hiring a private land surveyor or a geodetic engineer. Land titles don't have any street name and number to pin point a property, it is a must to confirm that the actual property you are buying matches the technical description on the Transfer Certificate of Title.<br /><br />4. Make sure that the sellers are the real owners. If you are buying from an individual property owner, ask for identification papers like passport or driver's license, it is also a good idea to talk to the neighbors or the Barangay Captain to confirm the identity of the sellers (you might as well ask some history of the property).<br /><br />5. Confirm that the yearly real estate taxes are paid. Ask for certified true copies of the Tax Declaration and original Tax Receipts to confirm that real estate tax payments are up to date.<br /><br />If the above check list is in order, it is generally safe to proceed with the purchase of real estate in the Philippines.<br /><br /><br />source:<br />http://real-estate-guide.philsite.netUnknownnoreply@blogger.com8tag:blogger.com,1999:blog-2688700137053066279.post-66616251680106889002010-11-04T01:52:00.000-07:002010-11-04T01:59:05.039-07:00How to find Good Property in SingaporeFinding hot property in Singapore is not such a hard task. There are plenty residential apartments but the price are going higher and higher each day.<br /><br />But because of the level of well educated people in Singapore are high, this constitutes to the high usage of the internet as the source of information finding property.<br /><br /><a onblur="try {parent.deselectBloggerImageGracefully();} catch(e) {}" href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhHsqxtm9TzihcBOQ34xPZObyZswUas5LEr-xh_brhbX8QBm8bOapkx3DkLg-M_Jkn-GHV3VU_W3YMQXTFVHHIhIqIggwafalsxXl1PbtD-KZRNqTVdYWOFoYgn1ajXatdzfpY3WRWafgCk/s1600/mysgmap.jpg"><img style="margin: 0px auto 10px; display: block; text-align: center; cursor: pointer; width: 320px; height: 189px;" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhHsqxtm9TzihcBOQ34xPZObyZswUas5LEr-xh_brhbX8QBm8bOapkx3DkLg-M_Jkn-GHV3VU_W3YMQXTFVHHIhIqIggwafalsxXl1PbtD-KZRNqTVdYWOFoYgn1ajXatdzfpY3WRWafgCk/s320/mysgmap.jpg" alt="" id="BLOGGER_PHOTO_ID_5535615953149974098" border="0" /></a><br /><br />If you were in expat living in Singapore I would suggest to read this article about<span style="font-style: italic;"> </span><a style="font-style: italic;" href="http://www.singaporeexpats.com/guides-for-expats/house-hunt-guide.htm">expat's guide to finding property.</a><br />If you are serious investor and really finding hot property in Singapore this <a style="font-style: italic;" href="http://www.singaporehotproperties.com/">hot Singpore property site</a> is good start or you could also check out this other <a style="font-style: italic;" href="http://www.hotpropertysingapore.com/">hot Singapore property site</a><span style="font-style: italic;">.</span><br /><br /><a onblur="try {parent.deselectBloggerImageGracefully();} catch(e) {}" href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhYWr1PWZip7XUiU1A6sMoMTQNhaFn4wDJR0ey2W3ATxBcL93g77ld7OoY0IBQ6GgAyIlmdB9UkMkxLC7wsmmgmZ4HzBg8LgP27bzeJJ0rlKFvkNbCHNIS87gaI2SfsTWYWMTCqXrE9CR-n/s1600/Vacanza-East-is-a-new-condo-in-Kembangan-14833_image.jpg"><img style="margin: 0px auto 10px; display: block; text-align: center; cursor: pointer; width: 280px; height: 220px;" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhYWr1PWZip7XUiU1A6sMoMTQNhaFn4wDJR0ey2W3ATxBcL93g77ld7OoY0IBQ6GgAyIlmdB9UkMkxLC7wsmmgmZ4HzBg8LgP27bzeJJ0rlKFvkNbCHNIS87gaI2SfsTWYWMTCqXrE9CR-n/s320/Vacanza-East-is-a-new-condo-in-Kembangan-14833_image.jpg" alt="" id="BLOGGER_PHOTO_ID_5535616225766743650" border="0" /></a><br /><br />Hope your investment become a success. A good thing investing in property is that you can use your banks money to get it and with the right management to rapidly start the cashflow (start making money by renting it) and it will a matter of years or months your investment will reach Rate of Return.<br /><br />Cheers<br /><br /><a href="http://bandung-property.blogspot.com"><span style="font-weight: bold;">Bandung Property</span></a>Unknownnoreply@blogger.com5tag:blogger.com,1999:blog-2688700137053066279.post-7294764555280979352010-11-04T00:51:00.000-07:002010-11-04T01:08:56.233-07:00First Residential Apartement in JatinangorJatinangor is an area in the eastern city of Bandung, is one of the 26 Districts in Sumedang regency, West Java Province, Indonesia. Previously named District Cikeruh but since 2000 renamed Jatinangor district with the reason that name was more familiar and more popularly known to the general public.<br /><br /><br /><div style="text-align: center;"><a onblur="try {parent.deselectBloggerImageGracefully();} catch(e) {}" href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiBglkvY0U2Mnqbjitf-tP-z7Z9yLxE7w6nTIAUY6GadTqk1vFFQThLHiXLhyphenhyphenuj-bTrHp2iKzy-mSNoOdgsunG8HQBMwNKflen32Ftwl5dAhr-35L7S4q5l56f253kFm_Mp94cTLvjWI1tD/s1600/jatinagor.jpg"><img style="margin: 0px auto 10px; display: block; text-align: center; cursor: pointer; width: 286px; height: 400px;" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiBglkvY0U2Mnqbjitf-tP-z7Z9yLxE7w6nTIAUY6GadTqk1vFFQThLHiXLhyphenhyphenuj-bTrHp2iKzy-mSNoOdgsunG8HQBMwNKflen32Ftwl5dAhr-35L7S4q5l56f253kFm_Mp94cTLvjWI1tD/s400/jatinagor.jpg" alt="" id="BLOGGER_PHOTO_ID_5535602508501295554" border="0" /></a><span style="font-size:85%;">Pic 1. A prospective apartment in Jatinangor. A good investment since there are thousands of students learning in Jatinangor and needs a place to stay.<br /></span></div><br /><br />Jatinangor itself is a block plantation at the foot of Mount Manglayang who then made the complex a number of college campuses, including University of Padjadjaran.<br /><br />Jatinangor region has an area of 26.20 km2 + with the characteristic urban areas nearly 80% of the total 12 villages, includes 4 Village agrarian region (Cileles, Cilayung, Jatiroke, Jatimukti), 4 Village area of education (Hegarmanah, Cikeruh, honey, Cibeusi) and 4 Village industrial park (Cisempur, Cintamulya, Cipacing, Mekargalih).<br /><br />Currently Jatinangor known as one of the area of Education in West Java. Imagery is a direct impact development campus several higher education institutions in this subdistrict. The college currently has campuses in Jatinangor namely:<br />Padjadjaran University (Padjadjaran University) in the Village and Village Hegarmanah Cikeruh.<br />Institute of Public Administration (IPDN) in the Village Cibeusi. Previously named School of Public Administration (STPDN).<br /><br />Institus Koperasi Indonesia (Ikopin) in the Village Cibeusi.<br />University Winaya Mukti (Unwim) in the village of Darling.<br />Academy of Information Management and Computers (AMIK) in the village of Al-Ma'soem Cipacing.<br /><br /><br /><a onblur="try {parent.deselectBloggerImageGracefully();} catch(e) {}" href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiEX6hdn_N7rKLgvUP9ML4Zs9Y_OoVIHzOyBrKB5OfDBSTgyJnYsxP6OTdfnAZJzudSFedrfyVxZAzDmz-PyJs898VL8EaVjAw9_7_gECNC5Nn3_pvXpr5FBBrEPXH6_T25G95J2P_USf_4/s1600/jatinagor2.jpg"><img style="margin: 0px auto 10px; display: block; text-align: center; cursor: pointer; width: 477px; height: 270px;" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiEX6hdn_N7rKLgvUP9ML4Zs9Y_OoVIHzOyBrKB5OfDBSTgyJnYsxP6OTdfnAZJzudSFedrfyVxZAzDmz-PyJs898VL8EaVjAw9_7_gECNC5Nn3_pvXpr5FBBrEPXH6_T25G95J2P_USf_4/s400/jatinagor2.jpg" alt="" id="BLOGGER_PHOTO_ID_5535602703343439538" border="0" /></a><br /><br />Due to the presence of building the campus and factories, Jatinangor also experiencing rapid physical development. As well as affecting other agricultural land in Java, many farms in Jatinangor who changed into a rented house for students or shopping mall. One of the famous today is Jatinangor Town Square shopping center (JATOS) and Plaza Pajajaran.<br /><br />The tourism object in Jatinangor includes Kiara Campgrounds and Bandung Giri Gahana Umbrella (Golf Resort). Even so, in fact most of the land the camp is located in the region Kiara Umbrella Tanjungsari District. In addition, Highway Jatinangor along 4.83 km of connecting Bandung with Sumedang a fragment from De Groote Postweg (Post Road) made by Herman Willem Daendels in 1808.Unknownnoreply@blogger.com2tag:blogger.com,1999:blog-2688700137053066279.post-58698304680519291722010-11-04T00:39:00.000-07:002010-11-04T01:32:24.618-07:00Put Your Property HereIf you have a property whether it is in Bandung or <span style="font-weight: bold;">any other places</span> please write it down below as a comment.<br /><br />It can be :<br />- House or apartment for rent<br />- House/apartment for sale<br />- Industrial Estate<br />- Boarding house (kos-kosan) , I call it Kostal places.<br /><br />The benefits are you will be called because of exposure . And hopefully you will make that deal.<br /><br /><a onblur="try {parent.deselectBloggerImageGracefully();} catch(e) {}" href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjn0U3nHmNDBmFI8aiMKROWJgdzw3wKcAWJz1II_Fquyl4p3Z124pbllBruNMZPhtKROvNXIQ4jIlZ086gwwCd-cC3nfkxxK7ahPBIPOh3abXckoy8T4HTpFCUuRhHpJYIxXs_ddO54EejC/s1600/Real-estate-woman-250x167.jpg"><img style="margin: 0px auto 10px; display: block; text-align: center; cursor: pointer; width: 250px; height: 166px;" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjn0U3nHmNDBmFI8aiMKROWJgdzw3wKcAWJz1II_Fquyl4p3Z124pbllBruNMZPhtKROvNXIQ4jIlZ086gwwCd-cC3nfkxxK7ahPBIPOh3abXckoy8T4HTpFCUuRhHpJYIxXs_ddO54EejC/s320/Real-estate-woman-250x167.jpg" alt="" id="BLOGGER_PHOTO_ID_5535609479120522818" border="0" /></a><br />Remember as Kiyosaki always said :<br />"Try to look at good offers not with your eyes but with your mind"<br /><br />A property poorly managed which goes low can be changed by you by managing it well.<br /><br /><br /><br />Thank you<br /><br /><a href="http://bandung-property.blogspot.com/"><span style="font-weight: bold;">Bandung Property</span></a>Unknownnoreply@blogger.com5